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Parts and Service Financing Options at MY KIA / Vehicle loans in Salinas California / Buying vs. Leasing

Buying vs. Leasing

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There are quite a few decisions to make when searching for a new vehicle. What color do you want it to be? What kind of features and upgrades should your vehicle have? Should you buy or lease? The last question can be a tough decision for some shoppers because it could determine quite a bit about the future of your vehicles. Let LaFontaine Kia break down some of the pros and cons of both buying and leasing a new Kia vehicle to help you make the decision that's best for you.Whether you choose to buy or lease, financing for your next Kia awaits. Learn more about which financing option is best for you.

Buying

Buying a new Kia   Benefits: •Less worry about your car's condition •No limit on mileage •Full ownership of your vehicle •Factory warranty to cover major repairs   How much do I pay? When you finance your vehicle purchase, your monthly payments will be determined by the vehicle price, amount of your down payment and trade-in value, interest rate and length of term.   How long does my finance contract last? Usually 24-72 months   How many miles can I drive my vehicle? There are no restrictions. However, more miles driven tends to lower resale or trade-in value.   Can I customize my vehicle? Add accessories to your vehicle at any time.   What happens at the end of my finance contract? You will recieve your title, lien release, or a letter from us indicating your lien has been released electronically after your final payment has been processed.  Upon release of the lien, you own your vehicle free and clear.

Leasing

Leasing a new Kia   Benefits: •Payments are usually lower, compared to a purchase •Opportunity to drive a new car every two to three years •Factory warranty to cover major repairs •Single Pay Lease: Leasing made easier   How much do I pay? When you lease a vehicle, you're only paying for the portion of the vehicle you use over the course of the lease. A lower down payment, or none at all, may also be possible.   How long does my finance contract last? Usually 24-48 months   How many miles can I drive my vehicle? You determine the amount of miles you plan to drive during the lease term before you sign the contract. You may buy additional miles up front. Between 12,000 and 15,000 per year is typical. You may incur additional charges on any access mileage.   Can I customize my vehicle? Customize your vehicle only when your lease beings with approved accessories.   What happens at the end of my contract? You may purchase your leased vehicle or return it to My Kia, at which point you may choose to purchase or lease a new Kia.

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